Bank Feed Integration
Stop copying bank transactions from spreadsheets into your accounting software. Bank Feed Integration connects directly to QuickBooks, Xero, and Open Banking providers to pull every transaction automatically. Your business current account, credit cards, and merchant accounts are synced daily. Each transaction is categorised, matched against your chart of accounts, and flagged when it needs director attention—personal expenses mixed in, unreconciled items, or amounts that affect your director's loan account. Imagine opening your portal on Monday morning and seeing every transaction from the past week already categorised and reconciled. No CSV imports. No copy-paste errors. Just accurate, up-to-date financial data ready for your accountant.
Challenges We Solve
Transforming complex problems into seamless automated workflows.
Manual transaction entry wastes hours every week
You or your bookkeeper spends hours downloading CSV files from your bank, reformatting columns, and importing them into your accounting software. Mistakes creep in, duplicates appear, and by the time the data is entered it's already out of date.
- Automatic daily sync from all connected bank accounts
- Eliminate CSV downloads, copy-paste, and manual imports entirely
- Transactions appear within hours of clearing your bank
- Free up 3–5 hours per week of bookkeeping time
Delayed reconciliation leads to nasty surprises
When your books are weeks behind your bank, you lose visibility over cash flow. Unexpected charges go unnoticed, and your director's loan account drifts out of balance—potentially triggering a Section 455 tax charge you didn't see coming.
- Real-time reconciliation against your chart of accounts
- Instant alerts for unmatched or flagged transactions
- Director's loan account impact calculated automatically
- Catch discrepancies before your year-end, not after
Switching between platforms fragments your financial picture
Your bank data lives in one place, your accounting in another, and your director's loan tracker in a third. Piecing together the full picture requires logging into multiple systems and cross-referencing manually.
- One unified view of all accounts and transactions
- Automatic categorisation using your existing chart of accounts
- Integrated with your director's loan and dividend tracking
- QuickBooks, Xero, and Open Banking all supported
Key Features
Powerful tools built specifically to accelerate your growth.
Direct connections to your accounting stack
What this means for you: Bank data arrives automatically and securely—you never touch a CSV again.
Connect your QuickBooks or Xero account in under two minutes. We use official OAuth integrations—no screen scraping, no API keys to manage. Your data flows securely via encrypted channels and is never stored in plain text.
- QuickBooks Online and Xero integration via official APIs
- Open Banking connections for UK high-street banks
- OAuth-based authentication—no credentials shared
- Encrypted data transfer and at-rest storage
Intelligent transaction categorisation
What this means for you: Instead of categorising hundreds of transactions, you review a handful of exceptions.
Our AI learns from your previous categorisations and your accountant's preferences. Over time, it auto-categorises 90%+ of recurring transactions—payroll, HMRC payments, supplier invoices, and personal expenses—leaving you only the exceptions to review.
- AI-powered categorisation that improves over time
- Rule-based matching for recurring transactions
- Automatic flagging of personal vs. business expenses
- One-click approval for suggested categories
Director's loan account auto-reconciliation
What this means for you: Your director's loan account is always accurate—no year-end scramble to reconstruct it.
Every transaction that touches your director's loan account is tracked automatically. Personal expenses paid from the business account, dividends declared, salary drawn—all reconciled in real time against your DLA balance.
- Automatic DLA impact calculation per transaction
- Real-time running balance visible on your dashboard
- Alerts when your DLA balance approaches Section 455 thresholds
- Exportable reconciliation reports for your accountant
Save 5+ hours per week on financial data entry
Bank Feed Integration removes the entire manual import, categorise, and reconcile cycle from your workflow.
- Eliminate CSV imports—save 2 hours per week
- AI categorisation reduces review time by 80%
- Real-time DLA tracking prevents costly year-end corrections
- One dashboard replaces three separate logins
Real-World Scenarios
Monday morning financial clarity
"Imagine this: You arrive on Monday morning and open your portal. Every transaction from the past week—card payments, direct debits, bank transfers—is already categorised and reconciled. Three items are flagged for review: a personal Amazon purchase, an unmatched PayPal payment, and a refund. You resolve all three in under two minutes."
Outcome: Your books are current, your DLA is accurate, and you haven't touched a spreadsheet.
Year-end preparation in minutes
"Your accountant requests a full transaction export for the tax year. Instead of pulling reports from three systems, you click 'Export' and send a single reconciled file covering all accounts, categories, and DLA movements."
Outcome: Year-end preparation that used to take a full day now takes ten minutes.
"We used to spend every Friday afternoon importing bank transactions and reconciling. Now it's done automatically overnight. Our bookkeeper focuses on analysis instead of data entry."
Priya Sharma
Finance Director, Northbridge Consulting Ltd
Got Questions?
Everything you need to know about the product and billing.
Which banks and accounting platforms are supported?
We integrate with QuickBooks Online, Xero, and over 40 UK banks via Open Banking (including Barclays, HSBC, Lloyds, NatWest, Starling, and Monzo). More integrations are added regularly.
Is my bank data secure?
Absolutely. All connections use official OAuth or Open Banking APIs—we never see your banking credentials. Data is encrypted in transit (TLS 1.3) and at rest (AES-256). We are registered with the FCA as an authorised third party.
Can my accountant access the bank feed data?
Yes. Your accountant can be granted read-only access via the Accountant Access Portal. They can view transactions, reconciliation status, and DLA reports without being able to modify anything.